The 15-Year Rule: How NJ Insurers Now Rate Your Aging Roof
Published on: 16/01/2026
Learn how the NJ insurance 15-year roof rule affects your coverage. Discover the difference between RCV and ACV, the solar trap, and how to avoid non-renewal.
Practical roofing & skylight tips for New Jersey homeowners—leak warning signs, maintenance checklists, storm-season prep, and straightforward guidance to help you protect your home year-round.

Learn how the NJ insurance 15-year roof rule affects your coverage. Discover the difference between RCV and ACV, the solar trap, and how to avoid non-renewal.